Microfinance Program
SL No | Crieteria | 30 June 2022 | 30 June 2023 | 30 June 2024 |
01 | No of Branches | 254 | 275 | 323 |
02 | Total Active Clients | 263465 | 290858 | 3,59,207 |
03 | Total Borrowers | 205498 | 231951 | 2,68,673 |
04 | Total Savings Balance (BDT in Million) | 3822.06 | 4110.01 | 6761.40 |
05 | Total Loan Balance (BDT in Million) | 10268.59 | 12244.61 | 22948.49 |
06 | Cumulative Surplus (BDT in Million) | 3603.68 | 6959.52 | 8798.21 |
07 | Cumulative Loan Collection Ratio (CRR) | 99.37 | 99.40 | 99.23 |
08 | Loan Collection Ratio on Current Dues | 99.50 | 98.60 | 96.35 |
09 | Liquidity to Savings Ration | 23.59% | 33.85% | 40.92% |
10 | Current Ratio | 1.88:1 | 2.25:1 | 2.99:1 |
11 | Capital Adequacy Ratio | 31.33 | 25.53 | 23.79 |
12 | Debt. Service Cover Ratio | 1.14:1 | 0.74:1 | 3.37:1 |
13 | Debt. Capital Ratio | 1.86:1 | 1.65:1 | 71:1 |
14 | Rate of return on capital | 22.18% | 28.48% | 20.48% |
15 | Return on Asset | 4 | 5.50 | 10.65 |
16 | Portfolio At Risk | 2.61 | 2.59 | 3.90 |